We have three big questions to ask yourself which will help course correct and set you up to meet your financial goals in the New Year. But before we get that deep, let’s cover a few financial basics - and know that it’s okay if you’re still working on these steps: Prioritize paying off high interest debt. That means credit cards with 20% rates and similar items. Consider a consolidation loan if you have multiple debts with rates over 15%. Automate your savings. If you don’

If it’s time for you to stop rearranging the deck chairs on the Titanic and start a purposeful financial audit – I’ve got you. Here we’re going beyond gathering statements, categorizing expenses and hoping to reduce spending. I’m going to give you the motivation to take action by looking at the WHY, WHAT, and HOW to get you into a different mindset with better results. Why do a financial audit? Auditing your finances is all about identifying how you’re spending your hard-earn

This month I’ve put together a game of This or That for you. I’m challenging you to not only pick This or That, but also to think about why it’s the better course of action. After you’ve worked through the scenario, read on for the answer and explanation. And let me know how many you got right! This or That:   Underpricing or Overpricing Your Home? Underpricing is a common strategy in hot markets, since a lower asking price can attract multiple buyers and cause a bidding war.

Although some things stay the same, the housing market isn’t one of them. If you’re in the thick of things with your adult children trying to buy a property - could you imagine paying the average 2025 Canadian home price of $678,331?! There’s truly a housing affordability crisis happening right now and it’s taking the biggest toll on new home buyers trying to enter the market – your kids. If you’re looking for options to help them with their home purchase, this article is for

With 50% of people having already started their holiday shopping, there’s no time like the present (*wink emoji*) to put together your spending guide and working budget. Why bother? Having a holiday budget is a great way to make sure you don’t overspend and get dragged down by blue Monday when that January credit card bill comes in. It also opens the door to setting bigger financial goals. How do I start? Setting a realistic overall number is a great place to start. But mic

Buying your first home – no matter what your age – is a significant life event. It can bring up all kinds of stresses, both financially and emotionally. Being prepared for what’s to come can put your mind at ease. So, as an expert in the process, here are my best tips to minimize stress, and avoid hiccups and surprises throughout the process.  Set Limits: Allot a maximum amount of time for house shopping and scrolling on socials, websites, etc. per day. Don’t get overwhelmed

Did you know that appliances and electronics account for up to 23% of the average monthly electricity bill? The biggest culprits are your fridge (coming in at around 4% of the total bill), and your washer and dryer (coming in at around 3.5% of the total bill). We’re all looking to save some cash where we can, so let’s look at some ways to reduce that monthly energy bill from our appliances and electronics. Option 1: Use Existing Appliances Smarter Now I don’t recommend unplug

It is hard to believe it is October already! Even though Fall has already started, there are a few things you can do still to ensure your...

Whether you’re currently in the process of looking for your first home, or have just started to think about it, I have some first-time...

Summer is finally here so be sure to enjoy it! To help you beat the heat AND save money while you do, here are some tips: Use Portable...

When it comes to home renovations, we know things can add up quickly! If you’re looking to update your home or make some changes to your...

When it comes to making your home more eco-friendly, the best place to start is the kitchen! With all of the hustle and bustle that goes...

1. Set a budget and reduce monthly expenses and overall debt by including the following: Review your income and expenses and identify...

When it comes to your mortgage application, there are a few things that you should avoid doing while you’re waiting for approval – such...

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is...

The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New...

With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the...

After the whirlwind economic year we have had, making your finances work for you is already top of mind for most Canadians as we head...

With the holidays just around the corner, many of us are already starting to fill up our social calendars and think about the coming...

The holidays are coming up! As much as these celebrations bring us joy and harmony, they can also bring us stress. This is particularly...